Tick tock! Every year like clockwork, HMDA data must be submitted by March 1. Do you have the tools needed to gather and provide the necessary details? Are you confident in your data’s integrity? Are you ready for the public scrutiny it may bring? This timely webinar will provide helpful tools and address the top 10 issues that can perplex HMDA reporters. HMDA reporting continues to be a challenge for many financial institutions. Most importantly, this public data can be scrutinized for potential discriminatory practices that can question your financial institution’s reputation. Join this fast-paced webinar to learn about the top 10 issues that cause HMDA reporters confusion and receive valuable tools to submit your 2024 HMDA data by March 1, 2025. The presentation will include citations, tips, and real-life examples. You’ll also learn important information that can cause reporting errors, including these top five issues:
- Secondary market reporting rules
- Dwelling definitions and mixed-use property scenarios
- Demographic information collection tips
- Reporting tips for applications made in the commercial loan area
- Data integrity challenges and submission and resubmission steps
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Submit the 2024 data with added confidence and improved data integrity
- Effectively use the HMDA resources found in the CFPB’s 2024 FIG (Filing Instructions Guide)
- Define several confusing issues, such as what is a dwelling, mixed-use property scenarios, and complex demographic information collection
- Explain how to handle quality edits
- Understand clarifications for complicated data points
TAKE-AWAY TOOLKIT
- HMDA worksheets and flowchart for 2024 activity, including updated CFPB resources
- Lists of data fields for each data point
- HMDA compliance resources, including checklists for submission and fair lending considerations
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
WHO SHOULD ATTEND?
This informative session is designed for all staff who need to understand and manage HMDA reporting, including loan operations personnel, loan officers, loan assistants, processors, compliance officers, fair lending officers, IT support staff, and auditors.
DON’T MISS THESE RELATED WEBINARS!
HMDA Part 1: Application Basics, Wednesday, October 8, 2025
HMDA Part 2: Demographic Collection, Tuesday, October 28, 2025
HMDA Part 3: Commercial Loans, Thursday, November 20, 2025
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
MEET THE PRESENTER
Susan Costonis, CRCM, Compliance Training & Consulting for Financial Institutions
Susan Costonis is a compliance consultant and trainer who began her career in 1978. She specializes in compliance management along with deposit and lending regulatory training. Susan has successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies. She has been a compliance officer for institutions supervised by the OCC, FDIC, and Federal Reserve. Susan has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado. She regularly presents to financial institution audiences in several states and “translates” complex regulations into simple concepts by using humor and real-life examples.
THREE REGISTRATION OPTIONS – WHAT YOU GET
1. LIVE WEBINAR
- Unlimited live connections with shareable access within your institution
- Available to view on desktop, mobile & tablet devices
- Take-away toolkit
- Live Q&A session & the presenter's contact info for follow-up questions
- Access the webinar training from your User Portal
2. ON-DEMAND WEBINAR
- Unlimited and shareable access to the recording within your institution, starting two business days after the live date
- Available to view 24/7 on desktop, mobile & tablet devices
- Take-away toolkit
- Ability to download the webinar video and toolkit items
- Presenter's contact info for follow-up questions
- Access the webinar training from your User Portal
3. BUNDLE & SAVE
- Save when you Bundle the Live + On-Demand Webinar Registration
- Includes all the items listed above
- Full registration descriptions can be found here
