Event Calendar

Wednesday, July 24, 2024

Commercial Lending: Risks, Rewards, Controls & Common Mistakes Webinar

Start Date: 7/24/2024 9:00 AM MDT
End Date: 7/24/2024 10:30 AM MDT


Event Website: https://financialedinc.com/commercial-lending-risks-rewards-controls-common-mistakes-2024

Organization Name: Independent Community Bankers of Colorado

Contact:
Maelynn Lewis
Email: mlewis@icbcolo.org
Phone: (720) 607-7937

With each loan, there is only one chance to make a good or bad lending decision – or face the time-consuming and costly consequences. This webinar will remind lenders of their role as arbiters of risk in supporting the economy while making safe and sound loans in compliance with regulatory requirements. Join us for a discussion of the risks, rewards, control factors, and common mistakes made when underwriting commercial loans. Interest and fee income from commercial loans represent the primary source of revenue for all financial institutions. Therefore, thorough credit analysis is paramount before commercial loan decisions are made. Commercial lending is also one of the primary reasons financial institutions exist. The continued flow of capital from financial institutions into the economy in the form of loans drives the national and local economies. Regulators understand the importance of commercial lending and encourage institutions to support individuals and small businesses through the extension of loans to creditworthy borrowers. This is proven by the interagency guidance issued during the height of the worldwide pandemic.
 
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
  • Know the nine steps in the commercial lending process financial institutions should follow to obtain the desired type of borrower
  • Understand the unique risks involved in commercial lending not found in other forms of lending
  • Explain the significance of commercial lending and how it can benefit all financial institutions
  • Ascertain the impact of commercial lending on the national, state, and local economies and why regulators encourage financial institutions to support individuals and small companies
  • Avoid common mistakes lenders make during the underwriting and decision-making processes of commercial loans
TAKE-AWAY TOOLKIT
  • Nine steps in the commercial lending process
  • Seven habits of effective credit administration
  • Common mistakes made during the credit underwriting process
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits
WHO SHOULD ATTEND?
This informative session is designed for credit analysts, branch managers, consumer lenders, commercial lenders, loan review personnel, senior loan officers, senior credit officers, and credit administration personnel.
 
DON’T MISS THESE RELATED WEBINARS!
The Top 10 Credit Risks in Agricultural Lending, recording available
Consumer Lending Collateral Considerations &
Documentation
, recording available
Common Problems in Opening & Lending to Trusts, Thursday, August 29, 2024
 
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
 
MEET THE PRESENTER
Jeffery W. Johnson, MBA, Bankers Insight Group, LLC
Jeffery Johnson has been in financial services more than 40 years. He has been VP and senior lender for a large regional bank and SVP and commercial banking division manager for a community financial institution. Most of his career has been spent in credit administration, lending, business development, loan review, management, and training and development. Over the last 17 years, Jeffery has provided training for several banking associations and individual financial institutions nationwide. Jeffery holds a bachelor’s in accounting from Morehouse College in Atlanta, an MBA in finance from John Carroll University in Cleveland, a Diploma of Graduation from the Prochnow School of Banking at the University of Wisconsin-Madison, and a Graduate Certificate in Bank Management from the First American Management Institute at the University of Pennsylvania’s Wharton School of Business.
 
THREE REGISTRATION OPTIONS – WHAT YOU GET
1. LIVE WEBINAR
  • Unlimited live connections with shareable access within your institution
  • Available to view on desktop, mobile & tablet devices
  • Take-away toolkit
  • Live Q&A session & the presenter's contact info for follow-up questions
  • Access the webinar training from your User Portal
2. ON-DEMAND WEBINAR
  • Unlimited and shareable access to the recording within your institution,
    starting two business days after the live date
  • Available to view 24/7 on desktop, mobile & tablet devices
  • Take-away toolkit
  • Ability to download the webinar video and toolkit items
  • Presenter's contact info for follow-up questions
  • Access the webinar training from your User Portal
3. BUNDLE & SAVE
  • Save when you Bundle the Live + On-Demand Webinar Registration
  • Includes all the items listed above
  • Full registration descriptions can be found here