This full-day seminar will cover the basics of consumer lending including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five (5) C’s of credit- capacity, capital, collateral, conditions, and character.
Loan structure, loan support, and documentation issues and how they are an intricate part of the consumer lending process will be explored. An “auto loan,” “RV loan,” and “home equity line of credit” (HELOC) will be utilized as examples throughout the seminar.
Additionally, the basics of consumer loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.
A bank’s consumer lending function will be illustrated through “case studies.”
Objectives
- Learn about the basics of consumer lending
- Explore marketing consumer loans
- Gain an understanding of how banks make consumer lending decisions based on the five (5) C’s of credit.
- Review the basics of consumer loan structure, support, documentation, and compliance with an auto loan, RV loan, and HELOC as examples
- Apply consumer lending through “case studies”
Created for:
Consumer lenders, loan documentation specialists, private bankers, business development officers, branch managers, financial service representatives
Webinar Details
The webinar will be conducted
via Zoom. You will receive connection information prior to the program.
David L. Osburn, Osburn & Associates, LLC
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners. His extensive professional background of over 30 years includes 20 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including College of Southern Nevada.
Registration Information
Registration fee is per person. Registration deadline is one week prior to the offering. Cancellation Policy: Written cancellation, email accepted, must be received on or before Friday, December 27, 2024, and will be subject to a $75 cancellation fee. NO refunds will be granted after Friday, December 27, 2024; however, a substitute may attend. ICBC reserves the right to cancel any program for which there is insufficient funds to cover the expense of the program. In the event of cancellation by ICBC registration fees will be refunded.
| |
| ICBC Education Program Member |
$300 per registratant |
| ICBC Member |
$325 per registrant |
| Non-member |
$425 per registrant |
