Reg CC holds are an important way to protect your institution. This jam-packed session will prepare you for upcoming changes and provide a toolbox full of charts and examples to make implementation smooth sailing. Don’t miss this important update! Funds availability limits established by Reg CC are changing effective July 1, 2025. These changes are a result of jointly made amendments by the CFPB and the Federal Reserve Board back in 2020 to adjust funds availability limits every five years for inflation. Are your systems ready? Disclosures? Notices? Staff? This session will use real-life scenarios to explain hold requirements under these new limits. In addition, it will describe an easy-to-implement monitoring and review process and dissect the required funds availability policy.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Comprehend the new funds availability limits effective July 1, 2025
- Detail the components of the funds availability disclosure
- Understand the six exception hold types
- Explain when a case-by-case hold may be used
- Calculate holds using sample scenarios
- Implement a monitoring process to quickly evaluate the accuracy of a hold
- Employ provided tools to enhance your current Reg CC procedures
TAKE-AWAY TOOLKIT
- Funds availability schedule reference chart (updated for July 2020)
- Hold examples with answers for training
- Reg CC hold review sheet
- Reg CC changes implementation action plan
- Sample Reg CC policy and procedures
- Employee training log
- Interactive quiz
- PDF of slides and speaker’s contact info for follow-up questions
- Attendance certificate provided to self-report CE credits
WHO SHOULD ATTEND?
This informative session is designed for frontline personnel, new account staff, deposit operations professionals, branch managers, auditors, and compliance officers.
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
MEET THE PRESENTER
Dawn Kincaid, Brode Consulting Services, Inc.
Dawn Kincaid began her banking career while attending The Ohio State University. She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.
THREE REGISTRATION OPTIONS – WHAT YOU GET
1. LIVE WEBINAR
- Unlimited live connections with shareable access within your institution
- Available to view on desktop, mobile & tablet devices
- Take-away toolkit
- Live Q&A session & the presenter's contact info for follow-up questions
- Access the webinar training from your User Portal
2. ON-DEMAND WEBINAR
- Unlimited and shareable access to the recording within your institution, starting two business days after the live date
- Available to view 24/7 on desktop, mobile & tablet devices
- Take-away toolkit
- Ability to download the webinar video and toolkit items
- Presenter's contact info for follow-up questions
- Access the webinar training from your User Portal
3. BUNDLE & SAVE
- Save when you Bundle the Live + On-Demand Webinar Registration
- Includes all the items listed above
- Full registration descriptions can be found here
