The loan review process is critical to the success of any community bank. This process must be structured and requires policies and procedures to ensure timely identification of problem credits, asset quality, and accuracy. The process must also include well-defined classification guidelines to ensure consistent loan ratings.
This fast-paced course will challenge your understanding of credit review in today's banking environment.
Learning Objectives:
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Identify the elements of an effective loan review process.
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Gain familiarity with risk rating systems.
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Know how to conduct basic cash flow analysis.
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Understand and improve credit write-ups.
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Learn how to conduct appraisal reviews.
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Know the hallmarks of problem loans
