Attend this webinar to learn how to better manage “problem loans” and protect the rights of the bank in today’s market! The webinar will begin with a review of the basics of how a commercial loan request “should be” processed in order to avoid a problem loan. This will include a brief review of “correct” business structure, the six (6) elements of proper loan structure, and the four (4) aspects of adequate loan support. The webinar will then focus on what happens when a “good” loan turns into a “bad” loan i.e. the market has now turned down, tenants have left, and the payments are severely delinquent. What should the bank do and not do at this point in time? This section will address the “legal rights” of the bank and the “practical steps” that the bank should take in order to protect itself. The practical steps will include the collection process, restructuring the loan, and/or proceeding against the borrower through repossession, foreclosure, filing a lawsuit to obtain a judgment, forcing the borrower into bankruptcy or simply “walking away.” This section will also include the “outside” influence from the banking regulators. The webinar concepts will be summarized through a series of mini-case studies.
Major Topics
- Review the management of problem loans
- Process a commercial loan “correctly” including business structure, loan structure, and loan support
- Face the reality that some loans go bad!
- Determine the bank’s strategy in protecting itself-collections, restructuring the loan, repossession, foreclosure, filing a lawsuit to obtain a judgment, forcing the borrower into bankruptcy or walking away
- Assess “outside” influence by the banking regulators
- Apply the concepts through case studies
Audience:
Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, personal bankers, and business development officers
Presenter
David L. Osburn, Osburn & Associates, LLC
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners. His extensive professional background of over 30 years includes 20 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including College of Southern Nevada.
Registration Details
Register for the entire 3-part series and $ave or pick and choose the session(s) that best meet your personal and professional learning objectives. You will receive connection information prior to the program. Registration deadline is one week prior to the offering.
Cancellation Policy: Written cancellation, email accepted, must be received on or before Friday, January 16, 2025, and will be subject to a $75 cancellation fee. NO refunds will be granted after Friday, January 16, 2025; however, a substitute may attend. ICBC reserves the right to cancel any program for which there is insufficient funds to cover the expense of the program. In the event of cancellation by ICBC registration fees will be refunded.
| |
Per Session(s) |
Per Session(s) Additional Registrants |
Series
(includes all 3 sessions) |
Series Additional Registrant(s) |
| ICBC Ed Program Member – Live |
$225 |
$175 |
$625 |
$575 |
| ICBC Ed Program Member – Live & Recorded |
$325 |
|
$725 |
|
| ICBC Member – Live |
$275 |
$225 |
$775 |
$725 |
| ICBC Member – Live & Recorded |
$375 |
|
$875 |
|
| ICBC Non Member – Live |
$385 |
$335 |
$1,105 |
$1,055 |
| ICBC Non Member – Live & Recorded |
$485 |
|
$1,405 |
|
