This seminar will explore multiple models of both business and personal (business owner) cash flow analyses. The session will begin with the business “traditional” EBITDA cash flow and personal cash flow of the “business owner” (using the 1040 tax return, K-1 forms, and the personal financial statement). Additionally, the Global Cash Flow or combined “business & personal” cash flow model will be displayed. This will be followed by the Statement of Cash Flows (using the Direct and Indirect Methods), as prepared by the CPA, the UCA Cash Flow (using the Moody’s software spreadsheet), Cash Basis Cash Flow, Fixed-Charge Coverage (FCC), and Free Cash Flow (FCF). Various cash flow projections and sensitivity analyses will also be explored. The seminar will then conclude with “commercial real estate” (CRE) cash flow analysis and other related real estate “investment” cash flow models.
Major Topics
- Business (EBITDA) & Personal Cash Flow Analyses
- Global Cash Flow: Combining the Business and Personal Cash Flows
- Statement of Cash Flows, UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow
- Cash Flow Projections and Sensitivity Analysis
- CRE Cash Flow Analysis including Investment Models
Created for:
Commercial lenders, credit analysts, relationship managers and credit administrators.
Webinar Details
The webinar will be conducted
via Zoom. You will receive connection information prior to the program.
David L. Osburn, Osburn & Associates, LLC
David Osburn is the founder of Osburn & Associates, LLC that specializes in providing seminars, webinars, and keynote speeches to bankers, CPAs, attorneys, and credit managers on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management. David also functions as a Contract CFO and works with financial institutions, CPA firms, construction companies, and real estate developers. He has also been an adjunct college professor for over 30 years. David’s extensive professional background encompasses over 24 years as both a Business Trainer and Contract CFO and 16 years in banking (commercial lending) including the position of Vice President & Senior Banking Officer. David has an MBA in Finance/Marketing from Utah State University and a BS degree in Finance from Brigham Young University. He is also a graduate of the ABA National Commercial Lending School held at the University of Oklahoma. David also holds the professional designation of Certified Credit and Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM).
Registration Information
Registration fee is per person. Registration deadline is one week prior to the offering. Cancellation Policy: Written cancellation, email accepted, must be received on or before Friday, February 28, 2025, and will be subject to a $75 cancellation fee. NO refunds will be granted after Friday, February 28, 2025; however, a substitute may attend. ICBC reserves the right to cancel any program for which there is insufficient funds to cover the expense of the program. In the event of cancellation by ICBC registration fees will be refunded.
| |
Per registrant |
| ICBC Education Program Member |
$300 |
| ICBC Member |
$325 |
| Non-member |
$425 |
