This webinar will explore multiple models of both
business and
personal (business owner) cash flow analyses.
The session will begin with the
business “traditional” EBITDA cash flow and
personal cash flow of the “business owner” (using the 1040 tax return, K-1 forms, and the personal financial statement). Additionally, the Global Cash Flow or combined “business & personal” cash flow model will be displayed. This will be followed by the Statement of Cash Flows (using the Direct and Indirect Methods), as prepared by the CPA, the UCA Cash Flow (using the Moody’s software spreadsheet), Cash Basis Cash Flow, Fixed-Charge Coverage (FCC), and Free Cash Flow (FCF). Various
cash flow projections and
sensitivity analyses will also be explored. The webinar concludes with “commercial real estate” (CRE) cash flow analysis and other related real estate “investment” cash flow models.
Highlights
- Business (EBITDA) & Personal Cash Flow Analyses
- Global Cash Flow: Combining the Business and Personal Cash Flows
- Statement of Cash Flows, UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow
- Cash Flow Projections and Sensitivity Analysis
- CRE Cash Flow Analysis including Investment Models
Created for
Commercial lenders, relationship managers, credit analysts, private bankers, and business development officers
Webinar Details
The webinar will be conducted via Zoom. You will receive connection information and webinar materials prior to the program.
Presenter
David L. Osburn, Osburn & Associates, LLC
David Osburn is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO firm that specializes in providing seminars, webinars, and keynote speeches to CPAs, bankers, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, Management Issues. David also functions as a Contract CFO and works with medical practitioners, CPA firms, construction companies, financial institutions, and real estate developers. He has been an adjunct college professor with over 30 years of teaching experience. David’s extensive professional background encompasses over 24 years as a Business Trainer/Contract CFO and 16 years in banking (commercial lending) including the position of Vice President/ Senior Banking Officer. His banking credentials include loan underwriting, customer development, management, and loan “workout.”
David has an MBA in Finance/Marketing from Utah State University and a BS degree in Finance from Brigham Young University. He is also a graduate of the ABA National Commercial Lending School held at the University of Oklahoma. Additionally, he holds the professional designation of Certified Credit & Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM).
Registration Details
Registration fee is per person. The webinar will be conducted
via Zoom. You will receive connection information prior to the program. The registration deadline is one week prior to the offering.
Cancellation Policy: Written cancellation, email accepted, must be received on or before Friday, December 5, 2025, and will be subject to a $75 cancellation fee. NO refunds will be granted after Friday, December 5, 2025; however, a substitute may attend. ICBC reserves the right to cancel any program for which there are insufficient funds to cover the expense of the program. In the event of cancellation by ICBC registration fees will be refunded.
| |
Per Session(s) |
| ICBC Ed Program Member Per Person |
$300 |
| ICBC Member Per Person |
$325 |
| ICBC Non Member Per Person |
$425 |
