This webinar will cover the basics of how to craft an effective
commercial loan write-up. The session will begin with a brief overview of
loan write-ups or
credit memorandums including types, styles, and necessary component parts (relationship information, financial analysis, management review, and risk assessment/mitigation). The
financial analysis section will highlight “liquidity, activity, leverage, operating performance, and cash flow analysis.” Additionally, the “Z-score” bankruptcy predictor will be reviewed. The session will also cover additional important
loan write-up items including assessing the company’s
strategic plan- “marketing, financing, and management.” Also, the “risk assessment and mitigation” section will be used to summarize the loan presentation. Three “standard” commercial loan write-ups will be presented in order to illustrate the concepts.
Objectives:
- Review effective commercial loan write-ups
- Discuss types, styles, and components parts
- Cover the financial analysis section
- Assess the company’s strategic plan and management’s strengths/ weaknesses
- Analyze the risk assessment and mitigation section as a summary of the loan presentation
- Summarize the concepts by reviewing three loan write-ups
Audience
Commercial lenders, relationship managers, credit analysts, private bankers, and business development officers
Speaker
David L. Osburn, Osburn & Associates, LLC
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners. His extensive professional background of over 30 years includes 20 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including College of Southern Nevada.
Registration Pricing
| IBC Education Member |
|
|
First registrant
|
$200 |
|
Additional registrants
|
$150 |
|
Recording
|
$300 |
| IBC Member |
|
|
First registrant
|
$250 |
|
Additional registrants
|
$200 |
|
Recording
|
$350 |
| IBC Non-members |
|
|
First registrant
|
$425 |
|
Additional registrants
|
$375 |
|
Recording
|
$525 |
Registration fee is per connection/person. The webinar will be conducted
via GoToWebinar. You will receive connection information prior to the program. Registration deadline is one week prior to the offering.
Cancellation Policy: Written cancellation (email acceptable) must be received on or before Friday, October 7, 2022, and will be subject to a $75 cancellation fee. NO refunds will be granted after Friday, October 7, 2022; however, a substitute may attend. IBC reserves the right to cancel any program for which there is insufficient funds to cover the expense of the program. In the event of cancellation by IBC registration fees will be refunded.
