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It is the Mission of Independent Community Bankers of Colorado (ICBC) to:

  • Enhance and promote strong and profitable independent community banks;
  • Advance common legislative and regulatory goals; and 
  • Provide a forum that promotes ideas and relationships and the communication of common objectives.

ICBC is Colorado’s exclusive voice for Colorado’s community banks.ICBC represents banks of all sizes, charter types and is dedicated to solely representing the interests of the community banking industry and the communities and customers they serve.

Community banks improve our standard of living by funding small businesses, farmers and use local dollars to assist families to purchase homes and other goods, finance college and build financial security. Community bankers are our neighbors, friends, and a vital component of every community.

ICBC believes in fair competition for all financial institutions, maintaining the separation of banking and commerce, and a balanced financial system to prevent the concentration of economic and financial-services resources.

Through strong leadership and effective advocacy, the ICBC works to protect the interests of Colorado’s community banks both at the state and federal level. One solid, strong united voice heard throughout the Capitol. ICBC is committed to upholding the highest professional standards in community banking and providing programs tailored specifically for community bankers.

One Mission. Community Banks.

Member and partner of the Independent Community Bankers of America


 

                

WHAT SETS COMMUNITY BANKS APART?


Local Focus: Community banks channel their loans to the neighborhoods where their depositors
live and work, which helps local businesses and communities thrive.

Relationship Banking: Community bank officers know their customers and may consider family history and discretionary spending in making loans.

Innovation: As high-tech, high-touch local financial institutions, community banks work with their customers to ensure they have access to innovative products and services.

Lending to Small Business: According the Federal Reserve's Small Business Credit Survey: Report on Employer Firms, community banks are the small business lender of choice.

  • 80% of independent businesses that used community banks reported they were satisfied with their overall experience, compared with 68% for large banks and just 43% for online lenders.

Timely Decision-Making: Community banks offer nimble decision-making on business loans because decisions are made locally.

Community Engagement and Accessibility: Community bank officers are typically deeply involved in their local communities.

As local small businesses themselves, community banks only thrive when their customers flourish. They answer to Main Street. Megabanks are driven by shareholder value and answer to Wall Street.